There have been a few things people have said to me about affordable housing, and more specifically Habitat for Humanity, which is one of the organizations we build with throughout the summer that have alarmed me. One was that this is just another form of charity encouraging people not to work. So...I thought today I would share with you a part of the Habitat "Myth" section which lays several common myths to rest. Enjoy. :)
Myth: Habitat for Humanity gives houses away to poor people.
Fact: Habitat for Humanity offers homeownership opportunities to families who are unable to obtain conventional house financing. Generally, this includes those whose income is 30 to 50 percent of the area's median income. In most cases, prospective Habitat homeowner families make a $500 down payment. Additionally, they contribute 300 to 500 hours of "sweat equity" on the construction of their home or someone else's home. Because Habitat houses are built using donations of land, material and labor, mortgage payments are kept affordable.
Myth: Habitat houses reduce a neighborhood’s property values.
Fact: Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, Habitat houses have proven to increase property values and local government tax income.
Myth: Habitat homeowners are on welfare.
Fact: While some Habitat homeowners receive Aid to Families with Dependent Children, many more are working people. Typically their annual income is less than half the local median income in their community.
Habitat Myth page can be found here.
This weekend will bring a ride with another SUS '12 rider as well as a professional bike fit & the purchase of some cycling shoes. :) & we'll also explore a few more cities as well, so look for that post.
No comments:
Post a Comment